{"name":"FNIC Vehicle Intelligence","description":"VIN decoding, vehicle classification, premium rate calculation, and claims intelligence for the FNIC platform.","url":"http://stg-vi.fnicore.com","version":"0.3.0","capabilities":{"streaming":true,"multiTurn":true,"inputRequired":true},"authentication":{"type":"apiKey","in":"header","name":"X-API-Key"},"skills":[{"id":"decode-vin","name":"Decode VIN","description":"Decode a single VIN via NHTSA and cache the result.","inputSchema":null,"tags":["decode"]},{"id":"decode-vin-pattern","name":"Decode VIN Pattern","description":"Decode a partial VIN pattern with optional model year.","inputSchema":null,"tags":["decode"]},{"id":"classify-vehicle","name":"Classify Vehicle","description":"Classify a vehicle into premium class 1-30 from attributes.","inputSchema":null,"tags":["classify"]},{"id":"explain-classification","name":"Explain Classification","description":"Classify a vehicle and return the rule-matching explanation.","inputSchema":null,"tags":["classify"]},{"id":"lookup-rate","name":"Lookup Rate","description":"Calculate VSC premium rate from class, term, odometer, and coverage.","inputSchema":null,"tags":["rate"]},{"id":"assess-vehicle-risk","name":"Assess Vehicle Risk","description":"Assess vehicle risk profile for lender underwriting.","inputSchema":null,"tags":["risk"]},{"id":"verify-vehicle-identity","name":"Verify Vehicle Identity","description":"Verify vehicle identity by comparing VIN decode against contract data.","inputSchema":null,"tags":["claims"]},{"id":"flag-anomalies","name":"Flag Anomalies","description":"Flag anomalies in contract vehicle data.","inputSchema":null,"tags":["claims"]},{"id":"estimate-repair-cost","name":"Estimate Repair Cost","description":"Estimate repair cost by premium class or brand tier.","inputSchema":null,"tags":["claims"]},{"id":"detect-rv","name":"Detect RV","description":"Check if a VIN is a recreational vehicle.","inputSchema":null,"tags":["rv"]},{"id":"decode-rv","name":"Decode RV","description":"Full RV decode pipeline with classification and needs_review flag.","inputSchema":null,"tags":["rv"]},{"id":"decode-and-classify","name":"Decode and Classify","description":"Decode a VIN and classify the vehicle in one step.","inputSchema":null,"tags":["orchestration"]},{"id":"full-underwrite","name":"Full Underwrite","description":"Full VIN decode, classify, and rate calculation pipeline.","inputSchema":null,"tags":["orchestration"]},{"id":"list-products","name":"List Products","description":"List all registered protection products with their details.","inputSchema":null,"tags":["products"]},{"id":"get-product-info","name":"Get Product Info","description":"Get full details for a specific product type including eligibility.","inputSchema":null,"tags":["products"]},{"id":"check-eligibility","name":"Check Eligibility","description":"Check whether a vehicle is eligible for a specific product.","inputSchema":null,"tags":["products"]}]}